Average life expectancy for a 40-year old:  78.7 years

Average life expectancy for a 65-year old:  82.7 years

Percentage of those now aged 65 who are expected to survive to age 90:  25%

Percentage of those over 85 who need help with activities of daily living:  50%

Average annual cost of a nursing home nationwide:  $51,000 ($140/day)

Average annual cost of a nursing home in urban areas:  $73,000 ($200/day)

Average length of stay:  2.3 years

Percent who stay 5 years or more:  21%

Percent of Americans who are expected to need long-tem care:  50%-60%

Percentage of Americans who have ever purchased a long-term care policy:  6%

Percentage of nursing home residents who exhaust their resources to pay for care:  50%